Zack Cira

Zack Cira, Vice President of Commercial Lending, partners with business clients to help them achieve their goals through strategic loan solutions and informed financial guidance. With a strong focus on commercial lending, Zack specializes in structuring business loans that support growth, stability, and long‑term success. Before joining Guaranty Bank & Trust, Zack built a career rooted in discipline and leadership that was shaped in part by his time as an Army Combat Veteran, having served in Afghanistan. His background brings a mission‑driven approach to his work and a deep commitment to the clients and communities he serves.

Zack holds a Bachelor of Arts in Pre‑Law from Augsburg College. Beyond his professional responsibilities, he is actively involved in the Rockwall community as the Deputy Director of Operations for the Texas Valor Project, an organization dedicated to supporting veterans.

Outside of work, Zack prioritizes faith, family, travel, golf, and fitness, reflecting a balanced and purpose‑driven lifestyle